----< Fraudulent mortgage applications >-------
Does your problem involve the lender making mortgage applications on your behalf, with or without your permission? Does it involve the lender adding details about you to a mortgage application on your behalf, whether those details were accurate or inaccurate?

If it does, I need to hear from you. I know several of you have told me that you think your mortgage lender wrote your mortgage application form for you. The reason I haven't contacted you directly is that I can't search my email files for "lender altered my mortgage application" and guarantee that I hit on the exact phrasing you used in your email to me.

So I need you to contact me. The reason is that two customers that allege that this has happened are close to bringing action against their lender and I want to be able to pool your experiences to help you all. Mail me at repossession at bigfoot dot com

----< Guardian alleges Experian "blackmail" >---------
And Barrister Richard Colbey says the Human Rights Act that comes into force on 2nd October will give consumers new powers to stop Experian and other credit reference agencies from damaging people. Story at:
http://www.guardianunlimited.co.uk/jobs_and_money/story/0,3605,375457,00.html

----< Complain about Grabbey's advertising >----
They say they are stress-free. You say their stress is anything but free.

Now a reader has complained to the Independent Television Commission (ITC) about Grabbey's advertising campaign. He says its claim that it is "stress-free" is, erm, less than accurate.

He's pointed out to us that ITC is more likely to act if it also receives complaints from other Grabbey customers.

If you feel that Grabbey National does not deliver the stress-free experience that its adverts promise, tell the ITC why at:
http://www.itc.org.uk/contact/adspons_complaint_form.asp

----< MIGs could be illegal >----
So says the Sunday Times, which last week highlighted how Concept Management helped an Essex couple fight off bankruptcy proceedings over their shortfall. Although a week old at the time of writing, the story is still visible at:
http://www.sunday-times.co.uk/news/pages/sti/2000/09/24/stimonnws01042.html

----< Changes to the site >------------------------------
Contributed by readers to the Do's and Don'ts section:
How to prepare for a court repossession hearing
http://www.home-repo.org/dos/hearing.htm

What do after repossession but before they sell it
http://www.home-repo.org/dos/mkting.htm

Additional tips in the "Negotiate hard" page
http://www.home-repo.org/dos/negotiat.htm

Also contributed by readers:
Material on Grabbey National Its lawyers imply to MP Nick Harvey that they work for MAES ECP No 1 plc, not cuddly Abbey National - several letters on this in the Repossession section

Added more material on how Grabbey phrased the consequences of repossession to customers in the early 1990s in:
http://www.home-repo.org/homebuyi/abbey.htm

Updated the MCL Software page in the Blacklisted? Section to include new evidence that MCL Software is storing personal details on a wide range of credit application forms.

[ends]

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